ID Theft

Is it just me, or does it strike anyone else as odd, that at a time when we’re being warned about bank security, phishing and identity theft, that my bank asked me to send a completed credit card application with all my personal details and a signature together with my driving licence or birth certificate and a utilities bill through the post? Haven’t they got the electronic means to verify my identity?

Doubly odd is the fact that all our utilities are paid for through electronic funds transfer and we only get an email receipt, which could easily be changed! So, how will a copy of a utilities bill help them confirm who I am anyway?